Skip to main content
FDIC Insured • Trusted Since 1985

Lock In Top CD Rates Today

Compare today's best certificate of deposit rates from trusted banks nationwide. Secure your savings with rates up to 5.25% APY.

Modern banking interface

Trusted Banking Partners

FDIC insured banks nationwide

Banking mobile interface

24/7 Account Access

Manage your CDs anytime, anywhere

Digital banking security

Bank-Grade Security

Your deposits are protected with advanced encryption and FDIC insurance up to $250,000 per account

CD Rates

Fintech interface

6-Month CD

4.85% APY

Minimum: ,000

Banking interface

12-Month CD

5.15% APY

Minimum: ,000

Financial screen

5-Year CD

5.25% APY

Minimum: ,000

Bank Details

Comprehensive information about our featured banking institutions

Featured Institution

First National Bank

Established 1923 • Member FDIC

Headquarters: New York, NY
Assets: $45.2B
Branches: 285 locations
Digital banking interface Banking technology display Cash machine interface
Term APY Minimum Action
3 Month 4.50% ,000
6 Month 5.25% ,000
12 Month 5.00% ,000
36 Month 4.50% $2,500
60 Month 4.25% $5,000

Features

Everything you need to secure your financial future with confidence

Helping You Lock In Savings

1

Compare Rates Instantly

See today's best CD rates from trusted banks nationwide in seconds.

2

FDIC Insured Protection

Your deposits are protected up to $250,000 per account.

3

No Hidden Fees

Transparent pricing with no setup or maintenance fees.

Modern banking interface
Bank ATM interface

CD Account Opening

  • • Open Online
  • • Open by Phone
  • • Open in Branch
Gray ATM machine

Customer Support

  • • Branch Support
  • • Phone Assistance
  • • Email Help
💰

Electronic Funding

Transfer funds electronically from your existing bank account instantly.

🔒

Fixed Rate Guarantee

Your rate is locked for the entire term - no surprises.

Ready to Start Saving?

Open your CD account today and start earning more on your savings.

Reviews

What our customers say about their CD experience

Financial security consultation
Financial consulting concept
Financial stability concept
★★★★★
5.0
"Found the best CD rates here. The process was simple and my money is earning 5.25%!"

Margaret S.

Retired, 67

★★★★★
5.0
"Excellent service! The customer support team walked me through everything step by step."

Robert T.

Small Business Owner, 54

★★★★★
4.8
"Easy online setup and great rates. Finally found a place that values seniors."

Dorothy M.

Retired, 72

4.9 Average Rating

Based on 2,847 verified customer reviews

Trusted by thousands of Americans for their savings

Eligibility & Requirements

Simple requirements to open your CD account today

Bank Details & Eligibility

Head Office Address

First National Bank
123 Main Street
New York, NY 10001
United States

Eligibility Requirements

  • • Must be 18 years or older
  • • Valid U.S. Social Security Number
  • • U.S. residential address required
  • • Government-issued photo ID needed
  • • Minimum deposit varies by CD term

Important Restrictions

Early withdrawal penalties may apply. Interest rates subject to change. FDIC insurance applies per depositor, per insured bank, for each account ownership category.

IRA CDs available for qualified retirement accounts with additional tax benefits.

Banking documents on desktop Banking document boxes Computer screen with banking interface

Ready to Apply?

Have your documents ready and open your CD account in minutes

Contact

Get expert help with your CD questions

Schedule a Consultation

Senior banking consultation

Multiple Ways to Reach Us

📞

Phone Support

1-800-CD-RATES (1-800-237-2837)

Mon-Fri 8AM-8PM ET, Sat 9AM-5PM ET

📧

Email Support

support@bankratepro.com

Response within 2 business hours

🏦

Branch Locator

285 locations nationwide

Find your nearest branch online

Banking consultation desk

Get Started Today

Our certified advisors are ready to help you find the perfect CD for your needs.

Or call: 1-800-237-2837

Man at banking desk

Prefer to Visit In Person?

Use our branch locator to find the nearest location